The Naughty Nomad – Not your typical backpacker story

I have done a fair amount of travelling, and it’s something that I really enjoy and plan to do a LOT more of it in the future. Unfortunately I haven’t (yet!) done much international travel, but I’ve made it I’ve been to 46 of the 50 US States, but only been to two foreign countries (UK and Kuwait).

While I’m not travelling myself, I really enjoy reading about other people’s travel exploits. In fact I like pretty much any kind of interesting memoir type books, and travel tales are included.

One book I finished not long ago is the one mentioned in the title:
“The Naughty Nomad” by Mark Zolo

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5 things I’m glad I spent money on

If you spend any time on websites dedicated to the frugality side of personal finance, you may get the idea that it’s bad to ever spend any money. The truth is that its all about surplus money – how much you are earning beyond what you are spending. This surplus is what allows you to get rich, retire, or do anything beyond simply paying non-discretionary bills. You can affect this equation on either side – by raising your income, lowering your expenses, or both.

The frugality blogs and websites tend to focus mostly on lowering spending, because anybody can do it, and most people have some easy low-hanging fruit in their monthly spending.

The problem is that a constant focus on lowering spending can lead to an attitude where spending almost any money is painful, and this can handicap your ability to be truly financially independent. The solution is to not ONLY focus on cutting costs, but also to figure out what things you SHOULD spend money on. Sometimes these items might have a positive net cost (meaning they bring in or save money beyond what you spent to buy it), or they provide utility that is disproportionately large compared to what it costs to procure.

Sort of the opposite of buyer’s remorse, sometimes you will buy something that you use so often, or performs so well, that you feel like you got an incredible deal. These items will be different for each person as our interests, needs, and lifestyles are all unique.

Following are a few completely random items where I feel I’ve got way more than my money’s worth over the years:

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“The Unchained Man” by Caleb Jones

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Caleb Jones is the writer of several blogs that I read regularly. After getting familiar with his work and reading his blogs for a while I put his book “The Unchained Man” on my future reading list. I finally bought it to read on a recent trip I went on. Like most books I have been reading lately, it is independently published by the author.

I have always enjoyed Caleb Jones’┬ámaterial, so I knew I would like this book, but I wasn’t prepared for just how much. This book is without a doubt one of the best I have ever read. It covers self improvement in almost every aspect of a man’s life.

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